Frequently Ask Questions
- You should be between 25 and 55 years.
- You must be in a paid employment
- You must run a current account with a commercial Bank in Nigeria.
- You must have a verifiable monthly salary income.
- You must have an active salary account
- You must have a clean Credit Report.
- You must not have a history of returned cheque(s) in your account.
No. You can access our loans as long as you have a verifiable source of income either from paid employment or from working for yourself (i.e. self-employed).
- Duly Filled Application form
- You will be required to fill a "Request of Account statement form" which one of our representatives will take to your Bank to print out your last 3 months statement
- 1 Passport Photograph for Applicant
- Copy of applicant employee ID Card.
- Copy of Guarantor employee ID Card.
- Guarantor mail (from official E-mail)
- Duly Filled Guarantor Form
- Postdated NUBAN Cheques from applicant.
- Postdated NUBAN Cheques from guarantor
- One blank undated NUBAN cheque from the Applicant
- Duly Filled Direct Debit Mandate
- If you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of your organization
- Copy of letter of Employment or Confirmation of Employment.
- Duly Filled Application form
- You will be required to fill a "Request of Account statement form" which one of our representatives will take to your Bank to print out your last 3 months statement
- 1 Passport Photograph
- 1 means of identification (international passport, drivers license or national ID)
- Certificate of Incorporation
- Memorandum of Association
- Copy of applicant employee ID Card.
- Postdated NUBAN Cheques from applicant.
- One blank undated NUBAN cheque from the Applicant
- Duly Filled Direct Debit Mandate
- A suitable guarantor who will provide the following:
- - Copy of Guarantor employee ID Card.
- Postdated NUBAN Cheques from guarantor
- One blank undated NUBAN Cheque
- Guarantor mail (from official E-mail)
- Duly Filled Guarantor Form Employment
- - Copy of Guarantor employee ID Card.
- A guarantor who is a staff of any commercial bank in Nigeria.
- A guarantor who is a senior management staff of a blue chip (quoted) company.
- A guarantor who is a senior civil servant from grade level 14 and above.
- Using a banker guarantor guarantees lower interest rates than the other two classes of guarantors.
- Presenting a Letter of Comfort from your HR in addition with a banker guarantor guarantees an even lower interest rate than using a banker guarantor alone.
Our loan band ranges from N50, 000.00 to N10, 000,000.00 for individuals on PAID EMPLOYMENT.
Our loan band ranges from N50, 000.00 to N10, 000,000.00
The maximum repayment period for our loan is 1-12 months.
We have multiple repayment channels ranging from Cheques, Direct Debit and payment into our correspondence bank account as advised from time to time.
No, you cannot make part payment as your loan repayment date are agreed before loan disbursement; however, a change in repayment date is possible depending on your cash flow. Charges will apply in case you change your repayment date.
Yes, you can. We offer such flexibility on all our loans.
Yes, you can. We offer such flexibility on all our loans.
Yes you can pre-liquidate your loan, however there is a pre-liquidation fee of 3% of loan value.
You do not have to wait, you can apply immediately.
No, you cannot apply for more than one loan at the point of your application.
No, this cannot be done after the loan contract has been executed. A top up can be considered, but this will be at the sole discretion of Standard Link Continental Investment.
You can get your money within 6 hours after all required documentations has been submitted and verified.
This shall be in line with the dates as contained in your loan repayment schedule.